Debt can make you rich

Debt is a disease. You know this and I know this. But it can make you rich if you understand it well enough. Now I'm not telling you to get into debt for some investment, because that would be silly. What I'm telling you to do is this: use debt payment principles to pay yourself.

In debt situations, the lender does way better than the borrower. Why? They give money now for more money later. They mortgage now for the future. The borrower, on the other hand has it quite different. They mortgage the future for now.

Voraciously cut costs, sock away 20% right off the bat, and start on the smallest investment you want to make. Since you aren't in debt, this will be easier and you will see a direct return for your money. Rather then just seeing money go out the window you realize you're mortgaging now for the future, which will be epic if you keep this up.